Browse how this policy applies
This Privacy Policy covers the personal data we receive when you create an account, verify access, use the wallet, contact support or adjust privacy choices. We collect only what is needed to run account checks, process UPI, Paytm and PhonePe records, protect your session, answer your
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requests and keep required transaction logs. Where local law in India affects access, eligibility or data handling, we apply this policy only where local law permits. We do not sell your personal data. We may share limited records with payment partners, fraud-prevention services, hosting providers or
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legal authorities when a valid request requires it. Retention periods depend on the record type: account data remains while your account is active, transaction records are kept for audit needs, and support messages are stored long enough to resolve your case and handle follow-up privacy questions.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.